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We have a check out to another person, and we are just short of having enough money in our account to cover it. What happens when they cash it? Will we just get an overdraft fee, or will the recipient of the check have issues cashing it?
October 27, 2015 09:12:16 AM
In reply to Alyssa, Richford
Thanks for coming by TD Helps, Alyssa.
When a check is presented against your account and the funds are not available to cover the check, the bank will decide whether or not the check will be paid. Whether it's paid or not, you may be charged an overdraft fee. For a complete list of our fee schedule please click: http://bit.ly/1cTejgt. If the check is not paid, it will be returned, meaning the person who negotiated the check will then have the funds removed from their account.
If you have any additional questions we ask that you contact us 24/7 at 888-751-9000 or visit a nearby TD location. For a listing of our Stores and hours please view: http://bit.ly/TDStores.
We hope this helps, Alyssa and take care.
Colleen B, Mount Laurel
October 27, 2015 09:13:25 AM