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I deposited a check after 8pm on Saturday and today it says its review has been completed, so how long till my funds become available to use
November 11, 2015 08:46:23 AM
In reply to Brooke, Palatka
Good morning, Brooke and thank you for inquiring about our funds availability policy.
First, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
Deposits made at a TD Bank Store or ATM before 8:00 p.m. on a business day are considered deposited on that business day. Deposits made to a TD Bank ATM after 8:00 p.m. on a business day or on a day that we are not open are considered deposited on the next business day. Business days are Monday through Friday until 8:00 p.m. excluding holidays. Because Saturday and Sunday are considered Monday’s business day, the next business day is Tuesday. Holidays are considered the following day’s business day. For example, if a check deposit is made on a Wednesday and it is a holiday, the first $100 is available immediately, and the remaining funds are available on Friday.
Please note that there are exceptions that may cause delays in funds availability. If you'd like to discuss your specific account and deposit in more details, we recommend speaking with a Banking Specialist at your convenience. They can be reached over the phone 24/7 at 888-751-9000, or at your local TD Bank Store location, during lobby hours. For our Store locations and hours in your area, please visit, http://bit.ly/TDStores.
Hope this helps, Brooke. Enjoy the rest of your day!
LiShu R, Mount Laurel
November 11, 2015 08:48:27 AM