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Stacey, Sag Harbor
April 4, 2015 08:56:47 PM
In reply to Stacey, Sag Harbor
It's great to see you joining the TD Helps community, Stacey! We're glad to discuss your question with you.
Generally speaking, your interest charge purchases refer to whatever balance you have yet to pay off for that billing cycle. With that being said, these charges can be avoided as long as the balance is paid off in full.
If you have any other questions relating specifically to your Credit Card account, feel free to contact our TD Card Services Specialists 24/7 by dialing 888-561-8861 for assistance or as always, you're welcome to visit a TD Store. For Store hours and locations near you please visit http://bit.ly/TDStores.
Thanks so much for coming to TD Helps with your question, Stacey. Enjoy your weekend!
Justin B, Mount Laurel
April 4, 2015 08:58:22 PM
3 people recommended this
In reply to Justin, Mount Laurel
If you have already paid minimum amount due do you still get charged by interest charge purchases.
September 29, 2016 09:40:49 AM
11 people recommended this
In reply to Rohit, Toronto
Thanks for joining in, Rohit.
As Justin mentions above, you are able to avoid interest charges by paying the balance in full.
If you have any additional questions, please reach out to us using the contact options provided above.
Please know that if this is in regard to a credit card you maintain with TD Canada Trust, we recommend reaching out to them directly for assistance. Take a look here: https://go.td.com/1woOVay for their contact options.
Thanks again, Rohit. Have a good day.
Megan K, Mount Laurel
September 29, 2016 09:40:57 AM
In reply to Megan, Mount Laurel
I also want to ask, about the interest charge. There is an interest charge on my TD Bank Visa Credit Card and there is a deduction dollar to it. For example, Interest Charge Purchases: -$47.75. Why is it deducted from my card?(Another way it can be put is, what does it mean?)
July 13, 2017 12:43:36 PM
In reply to Jenny, Brooklyn
Welcome to the conversation, Jenny.
We encourage you to review Justin's reply as he already reviews what in interest charge is for.
Since you'd like to discuss your account specifically as well, we recommend reaching out to a Specialist directly.
You can call a Credit Card Specialist 24/7 at 888-561-8861 to review your account and any charges.
In addition to calling, you're also able to review your account by visiting a TD Store. Take a look at Stores in your neighborhood here: http://go.td.com/1f9DSJR.
We look forward to hearing from you, Jenny. Have a good day.
Megan K, Mount Laurel
July 13, 2017 12:43:47 PM
I pay double the minimum payment every month on my line of credit balance (mind you my total owing balance is a sizable amount and will take a couple years to pay off fully at the rate
I am paying)
My monthly bill for my line of credit comes with the usual interest charges which result in the "minimum payment required for this month" and then there's this additional interest charge of a few dollars tacked on. Why am I being charged interred twice especially since I have not been taking money out of the line of credit but instead have been paying down on it for several months now?
March 1, 2018 09:17:30 AM
In reply to Guy, Toronto
Good Morning, Guy. We'll be happy to help guide you in the right direction.
Based on your location, we believe that you may be looking to get in touch with our partners in Canada. We would like to inform you that you've reached us today in the United States. Although TD Bank NA and TD Canada Trust are under the TD shield, we are two different entities.
To speak with a TD Canada Trust Banking Specialist, you're welcome to do so, 24/7, by calling 866-222-3456. You may check out the link: https://go.td.com/1woOVay to view all the additional options you have when wanting to contact TD Canada Trust.
We hope you have a great day, Guy!
Natasha M, Mt. Laurel
March 1, 2018 09:18:24 AM