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I just checked on my account online and noticed a $100 charge with "ATM DEPOSIT HOLD" next to it? Why am I being charged this sum?
December 12, 2014 06:24:42 PM
1 person recommended this |
In reply to Ivan, Jamesburg
Welcome to TD Helps, Ivan. We'd be happy to shed some light on ATM Deposits.
When you make a deposit in the ATM, only the first $100 dollars is made available right away. The ATM Deposit hold that you're seeing is the remainder of the funds being held until your check deposit is verified. The full amount of the check deposit made through the ATM before 8:00 PM will usually be available on the next business day. However, check deposits made through the ATM after 8:00 PM will be considered the next day's business and will post to your account on the following business day. If you make an ATM deposit after 8:00 PM on a Friday, that deposit is considered to be on Monday's business day and will post to your account on Tuesday.
If your account has been opened for 90 days or greater, any check deposit made at a TD ATM will have the first $100.00 of your daily ATM deposits immediately available in your account. Please note that if your account has not yet been open 90 days, the first $100.00 will not be available for withdrawal right away. Also, longer delays may also apply under certain circumstances; for more information, we recommend reviewing our Personal Deposit Account Agreement http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have questions about your specific deposit, we ask that you contact us directly by calling 24/7 at 888-751-9000 or by visiting a TD Store during lobby hours. For hours and locations near you please visit http://bit.ly/TDStores.
We hope this helps, Ivan and have a good day.
Megan K, Mount Laurel
December 12, 2014 06:28:25 PM
12 people recommended this