Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
I would like to make a check deposit and the amount is over $10,000 when will it be available?
January 31, 2018 09:06:08 AM
In reply to Renee, Glassboro
Welcome to TD Helps, Renee. We'd be happy to discuss Funds Availability with you.
When making check deposits with a Teller, the first $100 is usually made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for 7-10 business days for verification purposes. After your account has been opened for 30 days, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
Deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that same business day. A business day is every day except Saturdays, Sundays, and Federal Holidays. If you make a deposit at an ATM before 8:00 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8:00 PM, or on a day we are not open, we will consider that the deposit was made on the next business day. Accounts that are 90 days old will have the initial $100 made available and generally see availability of funds the next business day.
You may also take a look at our Personal Deposit Account Agreement here: http://go.td.com/1kb17UQ. On pages 40-44, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
Please know that there are times in which a deposit may be held for verification purposes such as large check deposits. We recommend reviewing these concerns with your Teller prior to your deposit.
You can take a look at TD Stores near you and their hours here: http://go.td.com/1f9DSJR.
We hope this information helps, Renee. Have a good morning.
Megan K, Mount Laurel
January 31, 2018 09:06:34 AM