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Carlos, West Chester
August 12, 2014 01:56:04 PM
In reply to Carlos, West Chester
Thanks for coming to TD Helps with your question, Carlos.
We'd be happy to provide you with information on the fee for our person to person transfers, please take a look here under funds transfers: http://bit.ly/1cTejgt.
To use the Person-to-Person transfer feature, you must be enrolled in Online Banking. If you have not enrolled yourself, you can do so for free here: http://bit.ly/1lU2qfY. You will need your Social Security number, your TD Bank ATM/Visa Debit Card, your account number, and your e-mail address. If you do not have a debit or ATM card, please call our 24/7 Online Specialist at 1-800-493-7562 to enroll. Once you’ve enrolled for Online Banking, select the “Person-to-Person” tab to enroll for this specific feature. For the Terms and Conditions in addition to information on the payment methods and amounts, please check http://bit.ly/1pADlWD.
If you are transferring funds to yourself at another financial institution you can use our external transfer feature. You have the option to set-up instant, recurring, and/or future-dated transfers between your TD Bank accounts through your Personal Online Banking and accounts you have at other financial institutions, including Credit Unions and Brokerage accounts. Please understand, it is necessary for you to have a U.S. address, a unique U.S. phone number, a Social Security Number, and a valid unique email address. External transfers can only be conducted to or from a U.S. account in U.S. currency only. External Transfers can only be made from an "Eligible Transaction Account": for example, Personal checking, money market or savings accounts are usually allowed, with you as a signer on the account. Please note, accounts excluded from using this service due to ACH restrictions include, but are not limited to: Passbook, IRA, Holiday Club, Club Saver, and CDs. You have two delivery options when sending an external transfer. There is the three business day option which has a cut-off time of 1:00am and a fee of $3.00. You also have the option to send the external transfer with next business day delivery, which has a cut-off time of 5:00pm. Please note, the next day delivery option is not available for savings accounts. To qualify for the next day delivery option, you must wait 90 days from your first successful 3-day transfer and must not have had any transactions which overdrew your account in the past 90 days. For the Terms and Conditions in addition to information on the payment methods and amounts, please check http://bit.ly/1pADlWD.
You may also request wire instructions from the receiving Financial Institution. Once you have this information, you may visit any TD Bank Store to send a domestic wire. To initiate a wire to another domestic financial institution, you will need:
- Name, address and ABA routing number of the receiving bank
- Name of the account to be credited
- Beneficiary address
- Account number
For TD Stores near your, please check out http://bit.ly/TDStores .
For further assistance please contact one of our Digital Banking Specialists 24/7 at 800-493-7562 or stop by a nearby TD Bank.
Hope to see you again, Carlos and have a great day!
Sandy D, Mount Laurel
August 12, 2014 01:57:31 PM