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I HAVE A CHECK THAT IS FOR $1500 AND IF I MOBILE DEPOSIT IT WHEN WILL THE FUNDS BE THERE?
October 26, 2017 12:46:52 PM
In reply to SARAH, AIKEN
We appreciate you bringing your question to TD Helps, Sarah.
We'll be more than happy to help.
Generally speaking, when a deposit is made before 8pm on a business day, it should be made fully available the following business day. If a deposit is made after 8pm on a business day, or on any weekend or holiday, the next business day will be considered the deposit date.
For example if you made a mobile deposit on a Wednesday before 8pm, the deposit should credit fully to your account on the following business day, Thursday. However, if you made your deposit on a Wednesday after 8pm, the deposit would be considered having been completed on Thursday, and because of this, should be fully available in your account on Friday.
Please note that weekends and holidays may also affect when your check will be available. For example, if you make a deposit on a Friday after 8pm, the deposit would be considered for the next business day, Monday, and would then credited to your account on Tuesday.
It's also important to note that if your account has not been open for more than 30 consecutive days, additional holds may be placed. For more information, we'd like to invite you to take a look at our Personal Deposit Account Agreement, which you can find here. Within this account agreement, you're also able to locate our Funds Availability Policy, which you can find on pages 40-44.
If you would prefer to discuss your deposit with a Specialist, we're always here to help! Banking Specialist can be reached by simply calling 1-888-751-9000, and are available 24 hours a day, 7 days a week for your convenience. Additionally, our Customer Service Representatives are also happy to help at any number of our TD Store locations. Feel free to use the link here: http://go.td.com/1f9DSJR to find your nearest location, as well as their hours and contact information.
We hope this helps clear up any confusion, Sarah, and please enjoy the rest of your day.
Brittany M, Mount Laurel
October 26, 2017 12:47:13 PM