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May 19, 2015 06:15:15 PM
In reply to Greg, Tampa
We appreciate you joining us on TD Helps today, Greg.
When having a POD (Payable on Death) account, you will need to be listed as the primary account holder and your child's name would have to be added on as the beneficiary or the P.O.D payee of the account. In the application process for this account (Checking or Savings), you will need to bring your Social Security number and a valid Photo I.D. such as a Driver's license, State ID, or Passport to any TD Store. We will also need the name, address, DOB, and Social Security Number for your child (beneficiary/P.O.D payee).
Generally, in order to open a joint account, both parties must be visiting a TD Bank Store together. Please make sure both parties, including you, bring the following documents: a valid photo I.D. (Driver's License, Passport, Military I.D. etc.) and Social Security number.
After setting up a joint account, both authorized signers on the account would be listed on statements as both have joint access to the account.
Please note if your child is a minor, some restrictions may apply, and we suggest inquiring about these details when you visit us at a TD location. You may also inquire more about how statements may appear depending on how the account is titled.
Please see http://bit.ly/TDStores for TD Bank Store locations and hours near you.
If you are looking to open a new account, feel free to take a look at our many different types of Checking accounts here: http://bit.ly/1aDaRqd or check out our Checking Selector Tool here http://bit.ly/KmmHe7 for help choosing a Checking account that is the best fit. At TD Bank, we also offer Savings Accounts for all of your saving needs! We recommend taking a look at http://bit.ly/1pJT9I9 for more detailed information on each particular Savings Account available. You may find it helpful to check out our customized Savings Selector Tool, found here: http://bit.ly/1hXi2wF.
Thanks again for joining us, Greg. Have a nice evening.
Justin B, Mount Laurel
May 19, 2015 06:17:26 PM