Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
June 25, 2015 05:34:13 PM
In reply to Ellen, Waretown
Hi there Ellen,
Thanks for inquiring about this.
First, you are welcome to take a look here: http://bit.ly/1cTejgt at our current Fee Schedule, to see any applicable fees that can be assessed if your account should become overdrawn. Please note that an overdraft fee can be assessed for each posted transaction which overdraws an account, up to five overdraft fees per day. You may view more information here: http://bit.ly/1kb17UQ (pages 9-10).
If you have experienced an overdraft fee on your account, to discuss this we recommend that you give us a call. We can go over your account with you 24/7 at 888-751-9000, and review what may have occurred to cause a fee. Or, please feel free to stop in at any TD Bank Store nearby you: http://bit.ly/TDStores.
You might also like to take advantage of one of the forms of overdraft protection that we offer. First, one form of overdraft protection we have is the option to link a TD Savings account to your Personal TD Checking account as a savings overdraft account. In the case of an overdraft situation, as long as there are sufficient funds in the savings account to cover the negative balance in the checking account, funds will automatically be transferred. For more specific information please take a look here: http://bit.ly/1lmjVaq. You may request this option by calling us at the number above; after account verification, any one of our dedicated Banking Specialists would be happy to help. You may also visit us during lobby hours at any TD Bank Store for further assistance.
If you don't have a savings account but would like to, you can take a moment to review the different types of savings accounts we offer here: http://bit.ly/1qFEY8j or feel free to check out our savings account selector for a customized recommendation: http://bit.ly/1hXi2wF. You can open the account online, over the phone at the number provided above, or at a TD Store.
Similarly, you can apply for a TD Moneyline, which is a line of credit that can be used for overdraft protection. For more specific information on this type of overdraft protection take a look here: http://bit.ly/J7b4XR. You can apply online via this link or you can give us a call 24/7 at 800-937-5020.
We would also like to make you aware that your account may be enrolled in our optional TD Debit Card Advance service. Please visit here: http://bit.ly/1voNBCy for all the details of this service.
We hope this provides some help with your account, Ellen.
If you have additional questions, we welcome your reply. Have a great night.
Kristen P, Mount Laurel
June 25, 2015 05:35:54 PM