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I want to open a new checking account at the TD bank in St Petersburg Florida. Do I have to deposit cash to have funds available within three or four days? The initial deposit will be $3300.00 I tried to open an account at Wells Fargo with a Bank Check from Third Federal Savings and Loan (located two blocks from their office) and they said the minimum hold would be 11 (eleven) days!
jay, st petersburg
October 17, 2015 08:45:19 AM
In reply to jay, st petersburg
Thank you for considering TD Bank for your banking needs, Jay.
During the account opening process at your local TD Bank Store, your initial deposit can be cash or check. Cash deposit made with a TD Bank teller is available immediately.
If you're depositing a cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks, you'll be glad to learn that funds from the first $5,000 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state, and local government checks will be available on the first Business Day after the day of your deposit. The excess over $5,000 and funds from all other check deposits will be available no later than the seventh (7th) Business Day after the day of your deposit.
Please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
Additionally, please take a look at our many different types of Checking accounts here: http://bit.ly/1aDaRqd or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help with selecting a Checking account that is the best fit you. You will need to bring a valid photo I.D. (Driver's License, Passport, Military I.D. etc.) and Social Security number with you when you're ready to set up your new Checking account with us.
We also understand changing banks can be challenging. We’ve developed this Easy Switch Checklist to help you navigate the process. Check out http://bit.ly/1nEm90e to see this easy-to-follow guide.
Thank you again for choosing TD, Jay. We look forward to meeting you soon!
LiShu R, Mount Laurel
October 17, 2015 08:46:00 AM