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What kind of money order does TD Bank sell? (MoneyGram, WU, etc...) What can I do if a money order is lost or stolen, and is it possible to refund or replace a money order? How long is a money order good for? Does it expire?
November 27, 2017 05:02:55 PM
In reply to Laura, Boston
Thanks for coming to TD Helps with your question, Laura!
Here at TD Bank, we issue TD Bank Money Orders. These can be used the same as you'd use a money order for another company such as MoneyGram or Western Union. Money Orders are generally all the same, with just different companies issuing them.
Money Orders can be purchased by all of our Customers at any local TD Bank Store. There may be a fee associated with the purchase of a Money Order. You can review that on our Personal Fee Schedule here: https://go.td.com/2kFZ5mK. Some of our accounts include free money orders as a benefit of the account. On that same link, you can see if maybe you're in one of those accounts already that waives the fee.
If a money order is lost or stolen, you'll need to visit a local TD Bank Store to report it. We'll place a stop payment on it immediately to help ensure it's not cashed by someone else. After 24 hours, we may be able to re-issue you a replacement Money Order. Anytime a Money Order is stolen, we also recommend filing a police report at your local precinct.
With regard to it expiring; Money Orders, like most checks, do not have an expiration date. However, they can be reported as abandoned property if not cashed within the time period provided by each State’s Abandoned Property Laws. This link: http://1.usa.gov/1r2hnzo can be used to search the laws by State.
We hope this helps answer all of your questions, Laura. If not, please don't hesitate to give us a call 24/7 at 888-751-9000 or stop in to see us at any of our Stores. To find one near you, please click here: https://go.td.com/1nq31dc.
We hope you're having a great day!
Candice A, Mount Laurel
November 27, 2017 05:03:09 PM