Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
We are forming a PTO. What are minimums and fees. Is mobile deposit available for whatever account class we would have?
Jeffrey, Silver Spring
October 29, 2015 10:10:14 AM
In reply to Jeffrey, Silver Spring
Thanks for connecting with us here at TD Helps, Jeffrey. Thanks for considering TD Bank!
Based on your inquiry, it sounds like you are looking to open a TD Business account, if so, we'd be glad to help.
First, we recommend taking a look at the variety of personal accounts we offer here at TD. To take a look at our Checking accounts, please take a look here: http://bit.ly/1aDaRqd. You are also able to receive a custom recommendation by using our Checking Selector Tool found here: http://bit.ly/1vW1xnU. If you are interested in Savings accounts as well, feel free to take a look at the products we offer here: http://bit.ly/1hzzhPT. For a similar custom recommendation, take a look at our Savings Selector Tool here: http://bit.ly/1sxY9Rd.
We also offer credit cards as well; please take a look here http://bit.ly/1qRnByN for a listing of all our personal credit card offers.
Next, we recommend taking a look at our Business account types. To take a look at Business checking products visit here: http://bit.ly/1lWgAhe. Similarly, we offer a Business Checking Selector and it can be found here: http://bit.ly/1lGeYmw. Feel free to take a look at Business Savings accounts (http://bit.ly/1qKznyE) and our Business Money Market accounts (http://bit.ly/1hvUVaO) as well!
Our business credit card offerings can be found here: http://bit.ly/1jKydk6.
Once you've decided on the accounts and credit cards that are best for your personal and business use, we do ask that you visit a TD Store during lobby hours to open your accounts and apply. To take a look at TD Stores that you would like to visit and their hours, please visit http://bit.ly/TDStores.
Please keep in mind, each account offered are different with different features.
Upon your visit, be sure to bring the following documents: a valid photo I.D. (Driver's License, Passport, Military I.D. etc.) and Social Security Number.
In regards to opening a Business account, please know that if you plan on having multiple signers for your account, all potential signers will need to be present for account opening and bring the documentation listed above. If any of your signers are non-residents they will need two valid forms of I.D. and a W-8Ben must be completed during the account opening process.
If your business is an LLC, there are some additional documents you will need to bring with you. One of the listed documents is required for account opening but you can bring more than one if you desire: The documents used to form and register your business, the fictitious name registration or the Operating Agreement. Additionally, you will also need to bring documentation of your LLC Resolution.
We recommend speaking with the TD Store you plan on visiting prior to your trip to determine if any additional documents outside of the ones we've mentioned are required.
Though there are no fees for account opening, we do recommend reviewing the account types we offer as some of them require a minimum daily balance in order to waive a maintenance fee.
After your accounts are opened, you have the option of being issued a debit card during your visit. We apologize for any inconvenience however at this time you are unable to select the design of your debit card.
You will also have the ability to access your account online for both your Personal and Business accounts! Our free Online Banking is used for our personal accounts and offers account transfers, Bill Pay, statement access and more! To learn more about Online Banking for our personal accounts, please take a look here http://bit.ly/1lnLZE5 for additional details.
Our business accounts have their own online platform called BusinessDirect. You'll be able to enjoy similar features to our personal Online Banking as well as ACH transfers, wire access and compatibility with Quicken and Quickbooks! For more details please visit http://bit.ly/1bEQmZW.
We'd also like to mention, there are accounts at TD that offer the waiver of fees such as ATM and wire transfer fees. We recommend taking a look at our Fee Schedule found here http://bit.ly/1cTejgt and taking a look at the features/benefits of the accounts you're interested in to learn if these fees may be waived.
To take a look at additional details regarding our TD Mobile App, take a look here http://bit.ly/1hOPk1H for Personal accounts and here http://bit.ly/YVa4y6 for Business accounts.
If you have any other questions, please connect with us 24/7 at 888-751-9000 or 800-493-7562, option2 to connect with a Small Business Specialist.
We hope this helps. Have a great day!
Yen D, Mount Laurel
October 29, 2015 10:34:54 AM