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April 1, 2015 02:17:26 PM
In reply to samantha, brooklyn
Hey Samantha, we appreciate you making a stop at TD Helps.
An ACH transaction can also be referred to a Direct Deposit, or Direct Debit, depending on whether you are receiving funds or paying a bill. When you are receiving or making an ACH payment, a Swift number is not needed.
In order to receive an ACH deposit into your personal TD Bank Checking account, it is necessary to provide the following information to any individual or financial institution sending funds to you:
1. Your account number
2. Your routing number
3. Your name, exactly as it appears on your account
4. Your Account type
Routing numbers are based upon the TD location where you originally opened your account. For a list of our current routing numbers please check out: http://bit.ly/1cmRPoF. You may also view your routing on the bottom of your personal checks. The Routing number is the first set of numbers. You can also view your Account number; it will be the second set of numbers. Take a look here for an example: http://bit.ly/1qH2i2K. If you do not have any checks and are unsure of your routing number, you can contact us at 1-888-751-9000 to speak with a Banking Specialist, available 24/7, and our Specialists would be happy to confirm this information with you.
Your Checking account number can also be found on the paper statements which is located at the right top corner of the page .If you need assistance locating your account number, please visit us at any TD Store during lobby hours. For a list of Store locations and hours, check out: http://bit.ly/TDStores.
If you are expecting to receive an incoming domestic wire transfer, again, a Swift is not needed. You will need to provide the following information to your customer:
Wire To: TD Bank
Wilmington, Delaware or Full Store Address
Credit to: Beneficiary's Account Title and Account Number
A Swift number is needed only when you are expecting to receive an international foreign currency wire transfer. If so, you will need to provide the following information:
Correspondent Bank SWIFT Code: TDOMCATTTOR; Correspondent Bank: The Toronto Dominion Bank, Toronto, Ontario, Canada, M5k 1A2; Beneficiary Bank SWIFT Code: NRTHUS33XXX; Beneficiary Bank: TD Bank, N.A. 6000 Atrium Way, Mt Laurel, NJ 08054; In Favor of: Your Account Number - Your Full Name - Your address including City, State and Country
Usually, you should expect to receive payment within three to five business days. We will post all incoming wires the banking day they are received. International wire transfers sent by US Dollars can be received until 6:30pm, or if the incoming wire is Foreign currency, it can be received until 3:30pm on the current banking day.
For any fees in regards to wire transfers, please review our Fee Schedule found here: http://bit.ly/1cTejgt.
Hope this helps. Have a good one.
Yen D, Mount Laurel
April 1, 2015 02:19:41 PM