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January 8, 2015 02:43:08 PM
In reply to John, Gaithersburg
Great question, John and we're glad you stopped by TD Helps!
Generally speaking, when your deposit is made before 8:00 pm EST on a business day, funds will be made available the following business day. If your deposit is made after 8:00 pm EST on a business day or on any weekend or Federal Holiday, the next business day will be considered the deposit date. This is also true when using our Mobile Deposit feature.
For example, a mobile deposit made on Tuesday before 8:00 pm EST will usually be available for withdrawal on Wednesday. Please note if you make a mobile deposit on a Friday after 8:00 pm EST, the deposit date will be Monday, since that is the next business day; your funds would then generally be available on Tuesday morning. If Monday is a Federal holiday, the transaction will be available Wednesday morning. For more information, take a look here: http://bit.ly/1ff8byL (the deposit availability details are listed in sections 2 and 3).
Please keep in mind that the $100 same-day availability for deposits does not apply to Mobile Deposits. For more information on funds availability and deposits that may be applied for longer delays, such as larger check deposits, please take a look here for our Personal Deposit Account Agreement: http://bit.ly/1kb17UQ (Pgs. 38-41). You may also contact a Specialist at 800-493-7562, 24/7 for more information, or visit your local TD Bank Store, http://bit.ly/TDStores.
Hope this will help you, John! Enjoy the rest of your afternoon.
Kristen P, Mount Laurel
January 8, 2015 02:47:30 PM