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March 2, 2015 11:01:45 PM
In reply to Zenclaire, Brooklyn
Hello, Zenclaire and welcome to TD Helps! Thank you for your question today, we are happy to respond.
If you have a TD Bank deposit account (such as a Checking, Savings or Money Market account) and the check you have is drawn on TD Bank, it can be cashed at any TD Bank location with your valid photo ID. To find TD store locations near you, please visit, http://bit.ly/TDStores. Please keep in mind that if the check is not drawn on TD Bank, it can still be cashed at any TD Bank location with your valid photo ID as long as you have sufficient funds in your account to cover the amount of the check. If not, you will need to deposit this check instead.
Generally speaking, when making check deposits with a Teller, the first $100.00 is made available immediately, and the remaining amount will become available for withdrawal on the following business day.
Please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area.
Let us know if you have any other questions. We hope you have a great night!
Cameron P, Mount Laurel
March 2, 2015 11:02:24 PM