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hello, I have an debit card with you guys and I was looking online at the credit cards. I was sitting down thinking how I can earn a credit and have no idea where to start. I have talked to my mom and she told me to see if I can find some one to help me figure out how to begin starting a credit card, all the information about credit cards and also how to start earning a good credit. Please email me if you guys can help me. If I will have to go to a branch office I will but emailing is a lot easier for me due to my job. Thank You.
July 14, 2015 12:48:43 PM
In reply to Samantha, Baltimore
Thanks for joining us here at TD Helps, Samantha. We appreciate your interest and would be happy to help!
First, we have helpful information on part of our website called “Building a Good Credit Score." We invite you to take a look at it by visiting this link http://bit.ly/1nUzsyy. It will provide you with details you might find helpful on how to build your credit. It will also give you tips on how to maintain your good credit once it’s established.
You'll be happy to learn that TD Bank does offer secured Credit Cards. A Secured Credit Card is available to anyone who wishes to establish or rebuild their credit history and is secured with funds held in a TD Bank Savings account. You're welcome to take a look here for the Personal Credit Card Agreement for both the TD Easy Rewards Secured and TD Cash Rewards Secured: http://bit.ly/1wtjCwy.
You may apply for a secured credit card at any TD location during lobby hours. For hours and locations near you, take a look here: http://bit.ly/TDStores. If your application is approved, you'll then want to establish the collateral savings account for the card. Once this is complete, the card can be issued. Although applications for these cards can only be made at a TD Store; if you have any questions you're welcome to give our Card Services Specialist a call 24/7 at 888-561-0608.
We hope this helps and wish you the best of luck, Samantha. Have a great day!
Yen D, Mount Laurel
July 14, 2015 12:53:17 PM