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October 20, 2015 05:56:51 PM
Saving & Managing Your Money
Borrowing & Managing Your Credit
In reply to Rocco, Riverside
Thank you so much for joining us on TD Helps today, Rocco. We're happy to clarify the requirements for overdraft protection accounts.
An overdraft protection account is a qualified Savings or Money line that will provide automatic transfers to help prevent your account from becoming overdrawn. Due to current banking requirements, Personal accounts may only be linked to other Personal accounts. Likewise, Business accounts may only be linked to other Business accounts for overdraft protection services.
One form of overdraft protection that TD Bank offers is an option to link a TD Savings Account to your Personal TD Checking Account as a Savings Overdraft Account. In the case of an overdraft situation, as long as there are sufficient funds in the Savings Account to cover the negative balance in the Checking Account, funds will automatically be transferred. For more specific information please take a look here: http://bit.ly/1lmjVaq. You may request this option by calling us at 1-888-751-9000, after account verification, any one of our dedicated Banking Specialists would be happy to help. You may also visit us during lobby hours at any TD Bank Store for further assistance.
If you do not have a Savings Account, please take a moment to review the different types of Savings Account TD Bank offers: http://bit.ly/1qFEY8j or feel free to check out our Savings Account Selector Tool for a customized recommendation: http://bit.ly/1hXi2wF. You can open the account Online, over the phone at the number provided above, or at a TD Store. To find out TD store locations near you, please visit, http://bit.ly/TDStores.
Similarly, you can apply for a TD Moneyline Overdraft Protection. For more specific information on this type of overdraft protection take a look here: http://bit.ly/J7b4XR. You can apply online via this link or you can give us a call 24/7 at 800-937-5020 to speak with a Financial Services Group (FSG) Specialist. You may also apply for Moneyline Overdraft Protection at your local TD Bank store.
We hope this helps out, Rocco. Let us know if you have any other questions.
Customer Service Team, Mt. Laurel
October 20, 2015 05:58:03 PM