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May 21, 2015 10:05:12 AM
In reply to Kamrun, Brooklyn
Thanks for joining us on TD Helps today, Kamrun. We'd be happy to answer your question.
A TD Bank Visa Debit Card can be used as “credit” anywhere Visa is accepted. This being said, when you use your TD Bank Visa Debit Card and select “credit” as the payment method, the merchant will usually require a signature if the purchase is made in person or the three-digit security code printed on the back of your check card if the purchase is made online. The transaction may take 3-5 business days to post to your account; however, it will be deducted from your available balance right away.
If you'd rather use your PIN when using your TD Bank Visa Debit Card, you'll want to choose "debit" as the payment option. This way the merchant will prompt you for your PIN in order to complete the transaction. These type of transactions posts to your account the next business day.
If you have any questions, please feel free to call us 24/7 at 888-751-9000. You may also visit your local TD Bank Store to speak with someone in person. You can find a listing of TD Bank Stores and locations, here: http://bit.ly/TDStores.
We hope this helps clarify things for you and enjoy your day.
Sandy D, Mount Laurel
May 21, 2015 10:06:36 AM