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I've recently purchased a label from USPS to ship a product to a different state. Its been 3 days since I've shipped my package, however my transaction is still pending on my bank account. Is this a glitch? Or has my transaction not been completed?
Nafeesa, New Hyde Park
February 18, 2015 11:39:52 AM
In reply to Nafeesa, New Hyde Park
Thanks for submitting your question today, Nafeesa. We'll be glad to provide further details regarding pending transactions.
When you're making a purchase with your TD Bank Debit Card and you select credit, the funds will remain pending, typically, for 1-2 business days. During this time, we're waiting for the merchant, in this case USPS, to process the payment in which time it will post to your account. This process may take longer, as it depends on USPS and they have 180 days to process the payment however, it is unusual for an item to exceed five business days. For more detailed information on this, please view our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ (page 7).
If you have any additional questions feel free to contact our Banking Specialists 24/7 at 888-751-9000 or visit a TD Store. For a listing of our locations please view: http://bit.ly/TDStores.
We hope this information is helpful, Nafeesa and take care!
Colleen B, Mount Laurel
February 18, 2015 11:43:56 AM