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I have been using the online funds transfer to transfer from my savings to my checking, but I just got a letter in the mail telling me that I can only transfer online 6 times a month. How can I transfer funds easily, or will the money just automatically come out of my savings account?
Kelli, Travelers Rest
December 9, 2015 02:24:59 PM
In reply to Kelli, Travelers Rest
Thanks for connecting with us here at TD Helps, Kelli.
If you'd like to be able to use your TD Visa Debit card for purchases even when you don't have enough money available in your account, you'll want to review our optional TD Debit Card Advance feature here: http://bit.ly/Q5WEKO.
We offer this service as a convenience, and as a safety net to give you the peace of mind of knowing that your card will work for you when you need it most.
We'd also invite you to check out: http://bit.ly/1lx9Xko as this provides overdraft options that you may find useful.
Additionally as Savings accounts do have restrictions on the number of transactions that can occur, there is a fee that is charged for each transfer out of a Savings or Money Market account that you make when you exceed more than 6 transfers during your statement cycle. We invite you to visit: http://bit.ly/1cTejgt to view our fee schedule for further detail of this fee.
We'd like to point out however, that you can transfer an unlimited amount of times in to your Savings or Money Market account. Please note, there are ways which you're able to make withdrawal without exceeding this limit.
Transactions that won't incur the Excess Transfer Fee are Over-the-Counter (OTC) withdrawals, ATM withdrawals, ATM Transfers, and Transfers originated in person.
We invite you to visit: http://bit.ly/1cTejgt to view our fee schedule for further detail of this fee.
Please also take a look for our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ (page 6-7), for more information.
We appreciate you taking the time out to write us. As we would like to assist you directly with this fee, we do not have access to your personal information since this considered an unsecured forum.
Please call us 24/7 at 888-751-9000 to speak with our Banking Specialists, who will be happy to discuss this in further detail with you upon proper account verification. If you'd prefer to speak with a Customer Service Representative in person, please visit: http://bit.ly/TDStores to find a TD Bank near you.
We hope this helps. Let us know if you need anything else. Have a great day!
Yen D, Mount Laurel
December 9, 2015 02:25:37 PM