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Hi. I hope you're doing well.
Can I do a wire to Bank of America from Online banking right? Do I have to select the person to person choice?
Thanks and regards.
Artur, Caracas - Venezuela
April 14, 2015 01:28:29 PM
In reply to Artur, Caracas - Venezuela
Hey Artur, it's great having you here today at TD Helps! We are doing well and hope you are too!
Although wire transfers cannot be initiated for Personal accounts via Online Banking, you may use our Person-to-Person payment feature if you are sending funds to a family or friend or our External Transfer feature if the funds are going into your Bank of America account.
Please note, in order to be eligible to use our External Transfer service and our Person-to-Person Payment feature, you must have a United States address, a unique United States phone number, a United States issued Social Security number and a valid unique email address. You must also be enrolled for Online Banking and be using a TD Bank Checking or Money Market account for the transfer.
For the information on our External Transfer and Popmoney® Payments Services Terms and Conditions, please check out this link: http://bit.ly/1pADlWD. Please note, there may be fees for the use of the above service. We invite you to take a look at our Fee Schedule here: http://bit.ly/1cTejgt.
To use these features, you must be enrolled in Online Banking. As it seems you are already enrolled for Online Banking, please check here: http://bit.ly/1eaISlq.
After logging onto your account, for External Transfers, please choose the "Transfers" tab. Then click on "Transfer to Accounts Outside TD Bank." You will then be asked to accept a user agreement and review the fee schedule.
After the enrollment is completed, you may continue to schedule a transfer by adding your account at a different institution. To do so, select "Add a New Account." You will then be prompted to select the type of account followed by the account and routing numbers. Once you enter the required fields, the transfer service will then display whether or not you can make an immediate transfer. In some cases, a trial deposit is initiated at the receiving institution for verification purposes. You’re welcome to check out: http://bit.ly/1jXKYqq for all of the exciting details.
If you choose to send an External Transfer, you will have two delivery options, three day or next day delivery. The next day delivery option is not available for Savings accounts. To qualify for the next day delivery option, you must wait 90 days from your first successful three day transfer and must not have had any transactions that overdrew your account in the past 90 days.
For Person-to-Person Payments, once you have logged into your Online Banking, you may click on the tab at the top of the page titled "Person-to-Person Payments." You will then be asked to accept a user agreement, review the fee schedule and confirm your email and phone number. A text and email code will be sent to the mobile number and email address we have on file for you. Next we will request you to submit both codes for verification to complete the enrollment process. Once the enrollment is complete you’ll be ready to send the payment!
You will have two delivery options when sending a Person-to-Person payment; there is the three business day option and the next business day delivery. Again, the next day delivery option is not available for Savings accounts. To qualify for the next day delivery option, you must wait 90 days from your first successful 3-day transfer and must not have had any transactions that overdrew your account in the past 90 days.
We invite you to connect with our 24/7 Tech Support at 800-493-7562 should you have any questions or issues signing up for this service.
We hope this helps. Have a great day!
Yen D, Mount Laurel
April 14, 2015 01:33:40 PM