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Hello...I'm thinking of opening a checking account with you and am curious to know: if my balance happens to be $15 or less on the day of the month you assess your low balance penalties, should I expect my balance to be $0 the next day? Thanks.
December 29, 2014 06:13:18 PM
In reply to Tupple, Townville
Hello, Tupple and thanks for reaching out with your question. We appreciate you considering us and would love to answer your question.
We invite you to look at our many different types of Checking and Savings accounts. To view and compare our checking accounts, visit http://bit.ly/1aDaRqd or check out our Checking Selector Tool http://bit.ly/1vW1xnU for help selecting a checking account that is the best fit for you. To view and compare savings account products, click on http://bit.ly/1pJT9I9, or if you prefer, we also have a Savings Selector Tool http://bit.ly/1vW1DvM ;which can help you choose the best savings account for your needs.
You may open your account at any TD Bank Store so that you may also make your money order deposit at that time. For a listing of TD Bank Stores, please look here: http://bit.ly/TDStores. You also have the option of clicking onto the orange "Open Account" button on our website or by calling 888-751-9000 24/7 to open an account over the phone with a Banking Specialist. If you decide to open the account online or over the phone, you have thirty days to make your initial deposit.
Your account will be assessed a Maintenance Fee if it is below the minimum daily balance requirement. If your account is charged a Maintenance Fee and it puts your account below a $0 balance, you will not receive an overdraft fee. If the account is negative for 10 consecutive fees than if may be subject to a Sustained Overdraft fee. For a complete listing of our Fee Schedule take a look here: http://bit.ly/1cTejgt.
Hope this helps and feel free to visit us again if you have any more questions!
Cameron P, Mount Laurel
December 29, 2014 06:14:20 PM