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October 30, 2015 12:13:22 PM
1 person recommended this |
In reply to Ramon, Plantation
Thanks for reaching us on TD Helps, Ramon. We'd be glad to discuss.
If your payroll check is drawn on TD Bank, it can be cashed at any TD Bank location with your valid photo ID. Please know that if the check is not drawn on TD Bank, you will need enough funds in your account to cover the total amount of the check itself.
To take a look at TD Stores near you and their hours please visit, http://bit.ly/TDStores.
If you deposit the check to your account, when you will have access to your funds depends on the method of deposit. When making check deposits with a Teller, the first $100 is usually made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for 7-10 business days for verification purposes. After your account has been opened for 30 days, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
Deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that same business day. A business day is every day except Saturdays, Sundays, and Federal Holidays. If you make a deposit at an ATM before 8:00 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8:00 PM, or on a day we are not open, we will consider that the deposit was made on the next business day. Accounts that are 90 days old will have the initial $100 made available and generally see availability of funds the next business day.
Deposits made with TD Mobile Deposit act the same way as a deposit made with a TD ATM; however, the first $100 of your check will not be available at the time of deposit.
You may also take a look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We hope this clears things up, Ramon and have a good day.
Megan K, Mount Laurel
October 30, 2015 12:13:44 PM