TD Commercial Plus Card

A card designed to fit
your company's needs.


Reduce payment costs and improve working capital

Boost your working capital with a flexible commercial card program that lets you take advantage of settlement float. No longer just for typical spend categories like procurement and T&E, TD Commercial Plus Card allows your business to shift a full range of non-traditional payments from check to card, including maintenance, repair and operations (MRO), raw materials, advertising, utilities, insurance and many more.

Decreasing your dependence on costly paper checks creates efficiencies in A/P while improving reconcilement and enhancing internal controls. Growing program spend through new payment categories also helps you qualify for rebates.


A card designed for you, by you:

  • Customize your commercial card program to best suit your needs - a TD Bank Treasury Management Officer will work with you to optimize your card program
  • Flexible card options - plastic, ghost, declining balance cards and TD ePayables (Buyer-Initiated and Supplier-Initiated Payments)
  • Robust online platform - save time self-administering cardholder profiles and improve program performance with access to valuable reports that increase spend visibility, establish spending controls and more

Deliver greater value:

  • Increase working capital and control payment float
  • Lower processing costs by issuing fewer checks
  • Improve controls around spending, audit, fraud and contract compliance
  • Directly integrate spend data with A/P, ERP and expense reporting systems
  • Qualify for rebates when spend thresholds are achieved

Increased security with chip and
PIN technology

Protect your business from fraud with chip and PIN technology on all TD Commercial Plus cards. The microchip encrypts your data and use of a PIN adds an extra layer of security against certain types of fraud. This technology is the global standard, used in over 80 countries and across Europe, Asia and Canada.

More from Treasury Management

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TD Healthcare Remittance Management

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TD eTreasury®

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ACH Fraud Control

Help protect your business with tools that can block and restrict ACH activity

TD Digital Express

Deposit checks remotely on your schedule, not ours1

Treasury Management Services

Explore our full suite of solutions

Talk to an expert


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New customers: 1-888-388-0408
Existing customers: 1-866-475-7262


1Checks deposited before 9 p.m. receive same-day credit. Restrictions may apply. See Deposit Account Agreement for details.