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Small Business Administration – 504 Loan Program

Return to SBA Loan Programs

504 Loan Program

With a SBA 504 loan, you can receive up to 90% financing for the purchase, construction and renovation of owner-occupied real estate or for purchasing machinery and equipment.*

Grow your business with TD Bank
504 Loan Features
Use of Proceeds
  • Real estate purchase
  • Construction
  • Equipment purchase
Loan Amounts
  • 1st Mortgage – no maximum loan amount
  • 2nd Mortgage – maximum of $5,000,000 – $5,500,000 depending on industry
Term Up to 20 years, fully amortizing
Advance Rate Up to 90% total financing
  • Low down payment
  • Fees can be financed
  • SBA/CDC portion long-term fixed rate, full amortization and no balloon payments

Learn more about the SBA 504 loan program by visiting the U.S. Small Business Administration website.

A simple and hassle-free SBA experience

Get the support and advice you need. Our Business Development Officers strive to handle your loan request efficiently from application to closing, so you can focus on what really matters – growing your business.

*Some credit restrictions may apply. Loans subject to credit approval.

Subject to eligibility requirements.

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