Checking Accounts

Online offer only. New checking customers can earn up to $200. Open a TD Convenience Checking account, receive direct deposits totaling $500 or more, earn $100! Or open a TD Premier Checking account, receive direct deposits totaling $2,500 or more, earn $200! Limited time offer.

Enjoy simple everyday checking with a low and predictable monthly fee.

  • Low $5.99 monthly fee with no minimum balance requirement
  • Get your first full order of checks for a discounted price

  

  • Open a TD Simple CheckingSM account
  • Make $500 in debit card purchases within 90 days
  • Earn $50*
  • Plus, earn $100 when you open a TD Select Savings account and maintain an average balance of at least $20,000 for the first 90 days*
Open Account

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View Guide for TD Simple
Get great features, with a low minimum balance to waive the monthly fee.

  • Low minimum balance requirement of $100 to waive the $15 monthly maintenance fee
  • Get your first full order of checks for a discounted price
  

  • Open a TD Convenience CheckingSM account
  • Earn $150 when you receive direct deposits of $500 or more within 90 days of opening your account*
  • Or, earn $50 when you make $500 in debit card purchases within 90 days*
  • Plus, earn $100 when you open a TD Select Savings account and maintain an average balance of at least $20,000 for the first 90 days*
Open Account

View more details
View Guide for TD Convenience
Keep a higher balance,
earn interest, and
use non-TD ATMs.
  • Maintain the minimum balance of $2,500 to waive the $25 monthly maintenance fee
  • Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,5001
  

  • Open a TD Premier CheckingSM account
  • Earn $300 when you receive direct deposits of $2,500 or more within 90 days of opening your account*
  • Or, earn $50 when you make $500 in debit card purchases within 90 days*
  • Plus, earn $100 when you open a TD Select Savings account and maintain an average balance of at least $20,000 for the first 90 days*
Open Account

View more details
View Guide for TD Premier

TD SimpleSM

TD ConvenienceSM

TD PremierSM

Monthly Maintenance Fee:

Monthly Maintenance Fee:

Monthly Maintenance Fee:

Minimum Daily Balance Requirement to Waive Fee:
Minimum Daily Balance Requirement to Waive Fee:
Minimum Daily Balance Requirement to Waive Fee:
Earns Interest:
Earns Interest:
Earns Interest:
Open Account Open Account
Open Account
View more details
View Guide for TD Simple
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View Guide for TD Convenience
View more details
View Guide for TD Premier

Compare

TD Simple CheckingSM
TD Convenience CheckingSM
TD Premier CheckingSM
TD Relationship CheckingSM
TD 60 Plus CheckingSM
TD Student
CheckingSM
 
Open account
Open account
Open account
Open account
Open account
Open account
Monthly maintenance fee
$5.99
$0
with a minimum daily balance of $100


—OR—

$15
$0
with a minimum daily balance of $2,500



—OR—

$25
$0
with a $20,000 minimum combined deposit, outstanding loan and/or mortgage balance (excludes credit card)

—OR—

$25
$0
with a minimum daily balance of $250


—OR—

$10
$0
Earns interest
No
No
Yes, tiered interest rates
Yes
Yes
No
Checks
1st order discounted on select styles
1st order discounted on select styles
1st order of standard checks free or discount on select styles
On all orders, free standard checks or discounts on select styles
On all orders, free standard checks or discounts on select styles
1st order discounted on select styles
Online statements
Free
Free
Free
Free
Free
Free
Paper statements
Monthly fee

(Paper statements are optional for Online Banking customers)
Monthly fee

(Paper statements are optional for Online Banking customers)
Free including check images
Free including check images
Free
Monthly fee

(Paper statements are optional for Online Banking customers)
ATM fees
Free at TD ATMs
Free at TD ATMs
TD Bank will never charge you a fee at TD or non-TD ATMs

Other banks' ATM fees reimbursed with a minimum daily balance of $2,5001
TD Bank will never charge you a fee at TD or non-TD ATMs

Other banks' ATM fees reimbursed with a minimum daily balance of $2,5001
Free at TD ATMs
Free at TD ATMs
Overdraft protection
Available
Available
Available
Transfer fees waived
Available
Transfer fees waived
Free with this account
 
 
Money orders

Official bank checks

Stop payments

Incoming wire transfers
Money orders

Official bank checks

Stop payments

Incoming wire transfers

No monthly maintenance fee on savings accounts and one additional checking account
Money orders

Official bank checks
No monthly maintenance fee on one TD Simple SavingsSM account when linked to a TD Student Checking account
 
Open account
Open account
Open account
Open account
Open account
Open account

All TD Bank checking accounts include:

 Online Banking and free Bill Pay with e-bills
 Free Mobile Banking with Mobile Deposit2
 TD Bank Visa® Debit Card available on-the-spot
 Live Customer Service 24/7
 Free access at thousands of TD ATMs in the U.S. and Canada
 Easy Person-to-Person Payments and internal and external transfers3
 Free online statements with check images
 Rate discount on TD Bank home loans - .25% off home equity lines of credit4
 Choice of overdraft services available
 Open early. Open late. Most locations open 7 days
 Alternate format statements available, learn more about TD Bank accessibility options.

Call Live Customer Service at 1-888-751-9000 1-888-751-9000
Expand Important Disclosures


1Non-TD fees reimbursed when minimum daily balance is at least $2,500 in checking account. For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

2TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

3Person-to-Person Payments (Popmoney®) are available for most personal checking and money market accounts. External transfer services are available for most personal checking, money market and savings accounts. To use either of these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Fees may apply depending on delivery options.

4Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying personal checking account.

*Offer is available to new personal checking Customers who do not have an existing or prior personal checking account at TD Bank, open their account online via this web page and complete the required qualifying criteria. $200 bonus offer available to eligible new personal checking Customers when opening a TD Premier CheckingSM account with cumulative direct deposit funds of $2,500 or more into the new account within 60 days of account opening. $100 bonus available to eligible new personal checking Customers when opening a TD Convenience CheckingSM account with cumulative direct deposit funds of $500 or more into the new account within 60 days of account opening. Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify. Payment received for goods sold do not qualify. Once the offer criteria is met, the bonus will be credited into the new personal checking account no later than 95 days from account opening. Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus. Bonus will be reported as taxable income to the IRS on a 1099-MISC. Offer may be withdrawn at any time and is subject to change. One bonus per Customer and cannot be combined with any other offer. TD Bank Employees and Canadian cross-border banking Customers are not eligible.

©2016 Visa U.S.A. Inc.

Specialized Accounts

Bundle your accounts and enjoy discounted rates and fees on many bank products and services.

  • Maintain combined minimum daily balance of $20,000 (excludes credit card) to waive the $25 monthly maintenance fee
  • Non-TD ATMs: TD fees waived regardless of balance, and non-TD fees reimbursed when minimum daily balance is at least $2,5001
  

  • Open a TD Relationship CheckingSM account
  • Earn $300 when you receive direct deposits of $2,500 or more within 90 days of opening your account*
  • Or, earn $50 when you make $500 in debit card purchases within 90 days*
  • Plus, earn $100 when you open a TD Select Savings account and maintain an average balance of at least $20,000 for the first 90 days*
Open Account

View more details
View Guide for TD Relationship

 

If you're 60 or older, earn interest and keep a low minimum balance to waive the monthly fee.

  • Low minimum balance requirement of $250 to waive the $10 monthly maintenance fee
  • Free standard checks, money orders and official checks


  

  • Open a TD 60 Plus CheckingSM account
  • Make $500 in debit card purchases within 90 days
  • Earn $50*
  • Plus, earn $100 when you open a TD Select Savings account and maintain an average balance of at least $20,000 for the first 90 days*
Open Account

View more details
View Guide for TD 60 Plus

 

If you're under age 24 and enrolled as a full-time student2, you pay no monthly maintenance fee.

  • No monthly maintenance fee or minimum daily balance requirement
  • No monthly maintenance fee on a TD Simple SavingsSM account linked to a TD Student Checking account
Open Account

View more details
View Guide for TD Student

All TD Bank checking accounts include:

©2017 Visa U.S.A. Inc.

1For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.

2Available to students under age 24. If the student is under the age of 18, he/she must open a joint checking account with a parent or legal guardian at a TD Bank location. Proof of active student status is required - student ID or a bill or receipt of payment to/from the institution the student attends. When student benefits expire after 5 years or on student's 24th birthday, whichever comes first, the account will convert to a TD Convenience Checking account.

3TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.

4Person-to-Person Payments (Popmoney) are available for most personal checking and money market accounts. External transfer services are available for most personal checking, money market and savings accounts. To use either of these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. Fees may apply depending on delivery options.

5Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying checking account.

*The primary owner of the new personal checking and/or new TD Select Savings account must be a new customer to TD Bank who does not have any existing or prior relationship with TD Bank. The primary owner must also be the person who supplies a Social Security Number for tax reporting purposes. The new personal checking and/or new TD Select Savings account must be opened the same day between February 6th and March 11th and complete the required qualifying criteria. $300 bonus offer available to eligible new TD Bank customers when opening a TD Premier CheckingSM or TD Relationship CheckingSM account with cumulative direct deposit funds of $2,500 or more into the new account within 90 days of account opening. $150 bonus available to eligible new TD Bank customers when opening a TD Convenience CheckingSM account with cumulative direct deposit funds of $500 or more into the new account within 90 days of account opening. $50 bonus available to eligible new TD Bank customers when opening a TD Simple CheckingSM, TD Convenience CheckingSM, TD 60+ CheckingSM, TD Premier CheckingSM, or TD Relationship CheckingSM account and who complete $500 in Visa® Debit Card purchases within 90 days of account opening. $100 bonus available to eligible new TD Bank customers when opening a TD Select Savings account and, within one week from the date open, making at least $20,000 in new deposits (funds not currently on deposit with TD Bank, N.A.) and maintaining an average balance of at least $20,000 in the new savings account for the first 90 days after account opening. If your TD Select Savings account is opened as an IRA, the cash bonus will count toward your annual contribution limit. Qualifying direct deposits are recurring electronic deposits of your paycheck, pension or government benefits (such as Social Security) from your Employer or the Government. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages do not qualify. Payment received for goods sold do not qualify. Qualifying Visa® Debit Card purchase transactions are those made using a TD Visa® Debit Card to buy goods and services and are net of returns and other adjustments. ATM withdrawals do not qualify. Net qualifying purchases are determined in the sole discretion of TD Bank and must post to the new account within 90 days of account opening. If the offer criterion is met within 90 days of account opening, the bonus will be credited into the new personal checking and/or new TD Select Savings account no later than 125 days from account opening. Checking and savings bonus payments will be deposited into corresponding account, and payments may not occur on the same day. Account must remain open, active, in good standing, and in the same product type through the qualifying period to receive the bonus. Bonus will be reported as taxable income to the IRS on 1099-MISC. Qualifying accounts must be opened online or in-Store. Accounts opened via phone do not qualify. Offer may be withdrawn at any time and is subject to change. One checking and one TD Select Savings bonus per Customer and cannot be combined with any other offer. TD Bank Employees, TD Student CheckingSM, existing and former TD Bank customers and Canadian cross-border banking customers are not eligible. © 2017 Visa U.S.A. Inc.