Skip to main content

TD Debit Card AdvanceSM

TD Debit Card Advance is a discretionary overdraft service we offer with our personal checking accounts that may help you avoid debit card declines. Enrollment is not automatic – you must sign up for it.

Once enrolled, continue to use your debit card as usual. We may authorize ATM transactions or one-time debit card purchases even if you don't have enough money available in your account. Overdrafts will be paid at our discretion. Please read this Important Information about TD Debit Card Advance.

Need more information?

TD Bank Debit Card

Login to Online Banking to Enroll

store Enroll at a store

Phone Enroll by phone

Signing up for TD Debit Card Advance is simple.

New Customers
Enroll when you open your account online or at your local store.

Current Customers Enroll in TD Debit Card Advance to help avoid future debit card declines.
You might also be interested in:


†By clicking on this link you are leaving our website and entering a third-party website over which we have no control.

Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of third party sites hyper-linked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites.

Third party sites may have different Privacy and Security policies than TD Bank US Holding Company. You should review the Privacy and Security policies of any third party website before you provide personal or confidential information.